Refinance

Many of the property investors thought the only exit plan for the property investment is to sell and earn a capital appreciation. However, in the current unfavourable market condition, many investors find it hard to dispose and believe that the offer price from buyers is not attractive.

Therefore, refinancing a mortgage would greatly help those who need extra cash, and they can leverage the money for businesses expansion, kids’ education or act as an emergency fund for their family.

Furthermore, refinancing also allows you to benefit from the current low-interest-rate by reducing the monthly installments. In the long run, refinancing would help you to save a lot of interest charges and more flexibility for your own cash flow in juggling between different expenses and outputs.

In spite of the above benefits of refinancing, many find it hard to secure their refinancing housing loan as banks are becoming more stringent and conservative.

But fret not, our financial advisory team would guide you on how to present yourselves to look good to banks.